Which type of insurance specifically covers the mistakes of lead inspectors?

Errors and omissions insurance is the correct choice for covering the mistakes of lead inspectors because it is designed to protect professionals against claims of inadequate work or negligent actions in the performance of their professional duties. Lead inspectors conduct assessments that can significantly impact health and safety, especially in environments where lead exposure poses serious risks. If an inspector fails to identify lead hazards or provides incorrect information, errors and omissions insurance would cover any resulting claims from clients or other parties seeking compensation for damages or health issues that arose from that oversight.

While professional liability insurance can also provide coverage for similar types of professional errors and omissions, the term "errors and omissions insurance" is more specifically focused on the protection against claims related to professional services provided. General liability insurance typically covers risks of bodily injury or property damage that may occur during business operations, while workers' compensation insurance covers employee injuries sustained during work, but it does not protect against the professional liabilities related to mistakes or oversights made in one’s professional capacity.